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Protect Yourself & Your Family:

Everyone Deserves Legal Protection

At LegalShield, we’ve been offering legal plans for 40 years, creating a world where everyone can access legal protection - and everyone can afford it. Unexpected legal questions arise every day and with LegalShield on your side, you’ll have access to a high-quality law firm for as little as $17 a month. From real estate to document review, speeding tickets to will preparation, and more, our attorneys are here to advise you with any legal matter - no matter how traumatic or how trivial it may seem. Our law firms are paid in advance so their sole focus is on serving you, rather than billing you. With our legal plan you will be protected and empowered to worry less and live more. CLICK HERE: PROTECTING ME & MY FAMILY:

6 Critical Legal Tips for Homeowners

Home ownership is an investment fraught with potential legal problems. The following tips are designed to help you plan for potential problems in the future and handle unexpected events when they occur. If you have questions or need assistance contact your LegalShield provider law firm today.

  1. Homeowners Insurance – Having an adequate homeowners insurance policy is extremely important. Buying a policy because it is the most affordable may not provide adequate coverage. Make sure your policy covers natural disasters common to your area. You should review your policy yearly to make sure your losses will be covered in the event of a disaster.
  2. Important Information – Keep important information, such as insurance documents, warranties, deeds and wills in a safe location where they will not be lost or destroyed.
  3. Homeowner Associations (HOA) – If you own a home or are considering the purchase of a home that is governed by an HOA it is vital that you understand the association’s bylaws. HOA bylaws often restrict modifications you can make to the property and regulate the property’s appearance. You may be fined for failing to adhere to your HOA’s bylaws. If you need assistance reviewing HOA bylaws contact your LegalShield provider law firm.
  4. Neighborhood Nuisance – Disputes between neighbors can quickly spiral out of control. Before taking matters into your own hands, understand the local laws regarding common neighborhood disputes, such as litter, aggressive animals and loud noise. Contact your LegalShield provider law firm and discuss your concerns with an attorney who knows the local laws.
  5. Mortgage Scams – The mortgage crisis led to a booming industry in mortgage relief scams. Be wary of forensic mortgage audits, loan modification guarantees and class action mortgage relief. Scammers use direct mail and phone calls to solicit victims. Do not sign any agreements or make any payments before speaking with your LegalShield provider law firm. 
  6. Renting – Before you consider renting your property make sure your mortgage allows the space to be used as a non-primary residence. Some homeowners insurance policies or HOA bylaws exclude renters. Review the terms of your mortgage, insurance and your HOA bylaws carefully. Your LegalShield provider law firm may also help review any lease or roommate agreements before they are signed. 

    

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